Cargo Insurance
Protect Your Valuable Goods during Transport!
As a business owner, you face risks when transporting goods. Whether you transport the goods yourself or outsource the task to another party, cargo insurance provides the coverage you need to protect against damage, loss, or theft of your valuable goods during any transport.
Request a consultation today and transport your goods with peace of mind.
What is Cargo Insurance?
Cargo insurance covers damage to your commercial goods and owned items during transport. It doesn’t matter whether the goods are transported by land, sea, air, or rail, or whether you transport them yourself or use a third party.
This insurance is crucial because it helps you mitigate the financial consequences of damage to your goods. It covers not only damage during transport but also during loading and unloading and temporary storage while awaiting further transport.
The full value of the goods is insured, so you are not at risk if the carrier is not, or not fully, liable.
What Does Cargo Insurance Cover?
Cargo insurance covers, among others, the following damages:
- Material Damage or Loss
- War or Strike Damage (Optional)
- Transport Vehicle
- Anticipated Profit
- Cleanup Costs
- Mitigation Costs
- Personal Belongings
How Much Does Cargo Insurance Cost?
Your premium depends on various factors, including:
- Your annual turnover
- Your chosen liability limit
- Your business activities and industry
- The type of goods you transport
- The countries in which you transport
- The chosen additional coverages
- Temporary or ongoing insurance
For an exact quote, it’s advisable to request a quote.
Examples of Cargo claims
Damage to Solar Panels During Transport
During the transportation of solar panels to a construction site, a traffic accident occurred, causing the panels to sustain severe damage. The cargo insurance covers the costs of replacing the damaged solar panels.
Damage Due to Improper Loading
During the loading of heavy batteries or mounting material, an accident with a forklift can cause damage. If these materials are damaged, such as a crack in a battery or bent metal frames, the insurance covers repair or replacement costs.
Loss of Goods During Maritime Transport
When shipping a container with solar panels to a project abroad, the container may fall overboard due to extreme weather conditions. The insurance compensates for the loss of the entire cargo.
How Do I Request a Quote for Cargo Insurance?
- Contact us: Call us or use our contact form.
- Risk Assessment: Schedule an intake meeting to identify your risks and needs.
- Application Form: Fill out our application form so that we receive all the necessary information.
- Quote: We request quotes from different insurers, compare them, and provide you with the best options for your situation.
- Choice: Choose the best quote and finalize your policy.
- Policy: Pay your premium and receive your policy.
What to Do After a Loss?
- Record the date and time of the incident.
- Report the damage as soon as possible.
- Take measures to prevent further damage.
- Keep receipts for the costs of any measures.
- Do not dispose of damaged parts until they have been cleared by the insurer.
- Take clear photos of the damage.
To report a claim or for more information on the next steps, visit our informative claim reporting page.
Learn more about reporting claims!
What our clients say about us
“At Solarif, I didn’t feel like just a number. From the first contact, there was a personal approach, and I was able to connect directly with the right specialist. Their knowledge and dedication to the solar energy sector are unmatched.”
“When damage occurred during transport, Solarif handled the claim quickly and effectively. No hassle, just clarity and immediate action. Their efficient approach saved us a lot of time and stress.
Do you want to protect your business against transport risks?
Our specialists are ready to help you. Contact us!
Email: insurance@solarif.com
Phone: +31 26 711 5050
Frequently Asked Questions
Cargo insurance covers damage to goods during transport. This insurance covers the costs of material damage to the goods. Carrier liability insurance is a liability insurance policy taken out by carriers who transport goods for others.
Yes, goods are insured for up to fifteen days before transport. You can choose to extend this period.
The cancellation conditions vary by insurer. Some insurers have annual contracts with a one-month notice period, while others allow daily cancellation. We are happy to inform you of the options.
Contact us immediately. We assist you in handling the claim and provide the necessary support with the insurer.
No, cargo insurance is not legally required.
